What is a High-Risk Merchant Account? Before we dive into HighRiskPay. A list of the best high-risk merchant account service providers for different types of businesses, such as restaurants, international, or highest-risk. (800) 956-1277. Merchant accounts allow you to accept credit and debit card payments, whether in person, online or over the phone. 99% Approval Rate! No Application Fee. Luckily, companies like High Risk Pay can help set you up with a high-risk high volume merchant account so that you can continue to grow your business. High-Risk ACH Processing; Chargeback Prevention Program; High Risk Merchant Account Instant Approval; About us; Rates & Fees; Contact Us (800) 956-1277. Despite being classified as a high-risk business by a previous processor or payment service provider, a high risk merchant highriskpay. HighRiskPay. . Items on your credit report that initiate questions and declined applications include active bankruptcies, low credit scores, active collection accounts, a history of late. A high-risk merchant account allows businesses to accept credit and debit card payments even if the provider expects a high number of chargebacks. No Contract. The unpredictable nature of CBD products means that banks will see your business as high. Square: Best for mobile transactions. com. Rates & Fees; FAQ; Contact Us;High Risk Merchant Account at HighRiskPay. Accept all major credit cards including Visa, MasterCard, American Express, Discover, JCB, and Diners Club. Bad Credit Merchant Account Services, High Risk Pay Merchant AccountIn the dynamic landscape of e-commerce and online businesses, the need for diverse payment processing solutions has grown exponentially. com can offer you instant approval, competitive rates, 99% approval rate, fast approval, and specialized services for high risk businesses. (Even low-risk businesses can wait up to 1-2 business days for approval. We focus on supplying overseas merchant account and high-risk merchant accounts. CONTACT INFO (800) 956-1277;Electronic checks also process quickly. As such, whether you run a CBD business, debt collection agency, online dating platform, e-commerce business, or enterprise that sells adult products, we have you covered. com is one of the high risk payment processors specializing in providing payment processing solutions to high risk categories. HighRiskPay. HighRiskPay. Bad Personal Credit History. High Risk Merchant Highriskpay. Contact Email [email protected], give you access to information regarding your new account. Our high-risk merchant account is perfect for everyone in an industry or business niche that most payment providers avoid. Their team has the experience to properly assess the risk factors of your business and work with acquiring banks willing to underwrite the account. Twitter Facebook-f. If you are a high risk business, it is important to have a high risk. We can offer credit repair payment processing options and merchant accounts for your business, helping. However, for a high-risk merchant account, this could go up to 1. com, we redefine financial possibilities, providing tailored solutions for businesses facing unique challenges. At High Risk Pay, opening a merchant account and obtaining a payment gateway for nonprofit organizations is simple. 5% plus the interchange rate. A merchant account, on the other hand, allows you to process these card transactions. High Risk Pay can provide firearm merchant processing services and payment gateways to a wide range of gun-related businesses. If a business with a greater risk of fraud or chargebacks wants to. high risk merchant account is a type of credit card processing account that is designed for businesses that are considered to be high risk by financial institutions. 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International merchants thus can expect rates beginning anywhere from 3. PaymentCloud is a leader in providing high-risk merchant accounts to meet the needs of businesses across various industries. Fintech. High-risk industries require a high-risk merchant account specializing in working with high-risk businesses. Even legal substances like CBD, delta-8 THC, and hemp. These include the sale of drugs, firearms, and adult entertainment. The Trending Blogs. By choosing HighRiskPay. These accounts are ideal for businesses that offer online gaming services, such as casinos, sports betting, fantasy sports, and more. com account is a transactional arrangement between a business owner and a financial institution. It may be challenging to find a merchant account provider who is willing to work with a high-risk business. Introduction. com is one of the high risk payment processors specializing in providing payment processing solutions to high risk categories. 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Merchants that are commonly referred to as high risk include travel, gaming, multi-level marketing companies, direct marketing, collection agencies, online dating, web-based pharmacies, and other eCommerce businesses which accept credit cards over the telephone and online rather than in person. Whether you have bad credit, chargeback issues, or unique products, you can accept credit cards and ACH/eChecks with High Risk Pay. Highriskpay. com; highriskpay. HighRiskPay. High Risk Merchant Accounts Provider. We also need a valid photo I. com as a beacon for businesses facing the complexities of high-risk sectors. They can help you accept credit card payments, online payments, and other forms of electronic transactions, enabling you to expand your customer base and. Apply Today. Load Balancing. Twitter Facebook-f CONTACT INFO High Risk Pay offers high-risk merchant accounts with 99% approval rate, no setup fees, and no contract. ”. Toggle navigation. A high-risk merchant account is such kind of payment processing account which is created to cater to businesses, operating in industries are considered as high risk. . com registered under . 99% approval. When you refer us to customers you automatically earn $55 of each qualified sale. In this article, we will cover everything about High Risk Merchant Account At highriskpay. Account Application: Many traditional banks and payment processors may be reluctant to provide merchant accounts to high-risk businesses due to the potential risks associated with their transactions. · Nov 3, 2023 · 4 min read Finding a high risk merchant account can be challenging for businesses considered high risk by traditional banks and payment processors. High Risk Pay provides merchant accounts for relatively risky businesses, so it has all the solutions that your e-cigarette business needs. A high risk…The Problems For High-Risk Merchants. 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Fortunately, HighRiskPay. 50. com is a specialized payment processing account designed to meet the needs of businesses that face a higher risk of chargebacks, fraud, or industry-related. High-Risk Trader Account: highriskpay. That’s where we come in at Corepay. A list of all pages and merchant account articles from HighRiskPay. 2. Each visitor makes around 2. Higher Fees: As a high risk merchant, you may be charged higher fees than a merchant in a lower-risk category. 2. Any business looking for a new/additional merchant account or payment processor knows what a daunting task it can be, especially when your business is. With a 98% approval rate, we take pride in being able to accept almost every business type, regardless of risk level. For those resellers that can refer us more then 5 merchants per month please call us directly at: 800-956-1277 # 102. Running a business categorized as “high risk” makes getting a merchant account notoriously difficult. Pricing is a big issue when choosing a particular payment partner. High risk merchant accounts are specifically designed for businesses with higher transaction volumes and a higher risk of fraud. Credit card processing – It offers credit card processing for businesses having a low credit score. Some of the companies it works with are debt collection agencies, e-commerce companies, online pharmacies, firearms merchants and CBD and. HighRiskPay. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit. They require specialized solutions that can mitigate risks, protect against fraud, and ensure smooth transactions. While these accounts make it possible to process payments, they also come with. The application process can take a few days, so you won’t be able to accept payments immediately. High Risk Merchant Account Instant Approval; About us; Rates & Fees; Contact Us (800) 956-1277. Twitter Facebook-f CONTACT INFO A high risk merchant account allows businesses in certain industries, like CBD, nutraceuticals, and adult entertainment, to accept credit card payments. High Risk Pay are specialists in providing payment solutions for credit repair companies. Among these enterprises are those in the adult. High Risk Pay is among the fastest growing companies in the charge card market since 1997. com for specialized high-risk credit card processing services designed to meet your unique business needs. com is a reliable provider of high-risk merchant accounts and payment processing solutions. Twitter Facebook-f. Business & Services. It is much quicker than manual processing! The connected payment processor sends the transaction request to the payment gateway automatically within seconds. I took the account and processed $15, 000 my 1st day. We concentrate on providing offshore merchant account and high-risk merchant accounts. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit. Chargeback Avoidance - A High-Risk Merchant account with highriskpay. It serves as a financial buffer to protect the payment processor from potential losses due to chargebacks, fraud, or business failure. HighRiskPay. High risk businesses can include those that sell adult products, travel services, or e-cigarettes, or those that have a high volume of. com” by banks and traditional payment…The article "High Risk Merchant Account At Highriskpay. Major card brands categorize merchants using merchant category codes (MCCs), and payment service providers must ensure that their merchants are accurately coded. Including individual transactions and batch totals with comprehensive reporting tools. These funds are available in regular merchant accounts within two business days, but high-risk merchant accounts may have longer wait times. High Risk Pay are specialists in providing payment solutions for credit repair companies. What Is A High-Risk Merchant Account? A high-risk merchant account is simply a merchant account for businesses classified as being in a high-risk category. Industries. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit. With these criteria in mind, let’s look at our top seven high-risk merchant account providers: PaymentCloud: Best For Free Credit Card Terminal. com All about Every business is exposed to some level of risk, although some are exposed to much greater risk than others. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit. 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A high-risk merchant account is a payment processing account for businesses viewed to be of high risk to the banks. com account is a type of merchant account made for businesses in areas where there is a higher chance of chargebacks, fraud, or other problems that could lead to a higher number of complaints or rejected transactions. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit. com is one of the most trusted and experienced high risk merchant service providers in the industry. At Offshore Gateways, we are committed to helping you navigate the complex world of payment processing. Twitter Facebook-f CONTACT INFO High Risk Pay – High Risk Merchant Account. 95% plus $0. 3. Here at Zen Payments, we believe that good merchants should be able to process payments and secure a merchant account, regardless of industry. In order to use a merchant account and payment gateway, you will need to apply for both. com: Get. Becoming an Affiliate is easy with us, and it is free to join. If your business has a higher than normal risk of chargebacks, a high-risk merchant account with highriskpay. com industries. Conclusion. Valid driving license; Insurance coverage proof; Personal Identification Proof[PIN]: a secret numeric answer used at ATMs or drive-through facilities. High Risk Merchant Account at Highriskpay. Approve 99% of. From ecommerce to MOTO, card swiping to recurring billing, we’ve got you covered. Apply Today. A high risk merchant account is a type of business account that is designed for businesses who have a higher than average transaction rate and are considered to be at greater risk for fraud. 50% to 6. Clearer Transparency. Items on your credit report that initiate questions and declined applications include active bankruptcies, low credit scores, active collection accounts, a history of. com. Twitter Facebook-f. A high-risk merchant account is a particular kind of account that serves companies that conventional financial institutions view as dangerous. In addition to the security provided by a high -risk trader account, they can be canceled if a large amount of payment is recorded. A 99% approval rate means that your unique business is almost guaranteed approval and that you can begin. com 2023 is a great option for high risk businesses that want to accept credit card payments online. Highriskpay. Our objective is to give clients the complete satisfaction and be a reputable company. com is a merchant account provider that specializes in providing high-risk merchant accounts to businesses that are considered to be too risky for traditional banks and payment processors. com and in need of a reliable payment processing solution? Look no further thanHighRiskPay. The following documents are mandated if you are trying for highriskpay. com; 27702 Crown Valley Pkwy Suite D4-120, Ladera Ranch California 92694, USA; QUICK LINKS. com which will enable transactions related to CBD. We provide the best domestic and offshore solutions for High Risk Merchant Account Payment gateways and have integration with all major. You need to fill out an online application form and submit it. High Risk Merchant Account at HighRiskPay. What is a High-Risk Merchant Account At highriskpay. There are several fees associated with a high risk merchant account at Highriskpay. Most high-risk merchant accounts are of high price, and thus they provide better facilities. 25 but are likely to be higher. Menu. This includes businesses that sell high-ticket items, businesses that have a high chargeback ratio, and businesses that are new to the market. This system includes both credit and debit card clearance. A rolling reserve that can be held for up to 180 days (or longer in some cases) after account closure. You will worry less about the transaction and payment process since we engage in making your transactions secured. A High Risk Merchant Account at HighRiskPay. Image via Flickr by Sean MacEntee. com different from other high-risk merchant account providers? Highriskpay. High Risk Merchant Account HighRiskPay. Each provider and terminal will have different requirements. High-risk businesses face unique challenges when it comes to payment processing. While the industry standard for high-risk payment processing is four days from the date of the transaction to the time of the deposit, electronic funds transfer processed by High Risk Pay will typically reach your account in 24–48 hours. How to Get a High-Risk Merchant Account? Understanding what a high-risk merchant account is is the first step. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit. However, due to excessive chargebacks, high sales volumes. Typically, these include industries that are. When you use our services, you don’t need to worry about the risks of accepting credit cards for what will be considered high-risk payments. With every high risk merchant account we set up, we dedicate end-to-end support so that your online payment gateway is equipped with advanced fraud detection filters and thresholds, chargeback prevention features and seamless integration with your shopping cart and other software—all under a low rate guarantee. This action leads to a chargeback. There are many reasons a financial institution/payment processing platform may label your business as ‘high-risk’, while others seem obvious (ex. The article "High Risk Merchant Account At Highriskpay. , business license, current bank account statement, and any prior merchant account statements. com if you need a. Approve 99% of applicants, process credit cards fast, and chargeback prevention with no setup fees or application fees. A high-risk merchant account allows businesses to accept credit and debit card payments even if the provider expects a high number of chargebacks. Subscription-based companies that ship. com, such as their benefits, types, the application process, and much more. Advertising & Marketing. This company has become a crucial component of many enterprises in this digital era. com allows your high risk business to reduce chargebacks by approximately 86%. High Risk Merchant Account Instant Approval; About us; Rates & Fees; Contact Us (800) 956-1277. com, such as their benefits, types, the application process, and much more. These fees can include an application fee, a setup fee, a monthly fee,A high risk merchant highriskpay. At the beginning of 2017, Social Security paid an average monthly disability benefit of $1,170. A High Risk Merchant Account At Highriskpay. Industries. See also: How to accept credit card payments without a merchant account We know what it takes for you to succeed. In the continuity subscription-based businesses, they are absolutely necessary for providing your customers with the level of convenience they expect in this day and age. Skip to content. HighRiskPay. A high-risk merchant account is a payment processing tool that gives unique types of businesses the ability to accept payments. com. High risk merchant services refer to the financial solutions designed specifically for businesses operating in industries considered to have a higher risk of chargebacks, fraud, and other financial liabilities. Every payment provider has a different risk tolerance, and companies may use different metrics to evaluate a company’s “safety profile. Fast 24 Hour Approval. com’s high-risk merchant account offers many services. Integrations: Shopping carts have Shopify. 95%. Oridzin. HighRiskPay. High risk merchant account highriskpay. (Fattmerchant) Stax : Best for high-volume sellers. High-risk payment processors provide merchant accounts and payment processing services to merchants that operate in high-risk industries. Many merchants utilizing WooCommerce for their online store must integrate a payment gateway with their high-risk merchant account to effectively initiate their eCommerce payment processing. A high risk merchant processor highriskpay. 3. Each provider and terminal will have different requirements. While the industry standard for high-risk payment processing is four days from the date of the transaction to the time of the deposit, electronic funds transfer processed by High Risk Pay will typically reach your account in 24–48 hours. A high-risk merchant account from highriskpay. comIf you run a business that is considered high risk by the credit card processing industry, you may have trouble finding a merchant account provider that will accept your transactions. Take your business to the next level with our reliable solutions.